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Life Insurance for Aerobatic Pilots

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Where are the best places to get term life insurance when you fly acro?

I got a quote from an aviation focused life insurance company and the only company they deal with that insures aerobatic pilots adds a surcharge to the policy that is significant (multiple thousands per year). You have to have not flown aerobatics in the last three years when applying to avoid the surcharge.

I have seen an EAA-affiliated policy but the coverage is limited to $150K for experimentals /acro. The cost per $ of coverage is pretty high for that one as well.

I did a search prior to posting but didn't see any threads on this topic. It is bit unpleasant but required if you have dependents.
 
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